INSURANCE · PURZI

Is your dog covered?

Purzi estimates your dog's remaining years. Does an insurance plan cover that time?

In ~9 years ahead — are the vet bills covered?
No cover = real financial risk
See comparison →Personalised recommendation →
TIME TOGETHER · YOUR DOG
44 years old.
🐶
PUPPY
🏃
YOUNG ADULT
🐕
ADULT
🌟
SENIOR
0 yyour dog today (31%)13 y
🐾
~9
YEARS AHEAD (ESTIMATED)
TO DO IN THIS PHASE
Dog-friendly weekend away
Try agility or canicross
Professional photo together
* ESTIMATE BASED ON BREED SIZE · NOT MEDICAL ADVICE
Why insure your dog

4 reasons to take out insurance today

🏥
Unpredictable vet bills
An emergency surgery can cost between €500 and €5,000. Insurance turns that unpredictable cost into a fixed, manageable monthly payment.
⚖️
Mandatory third-party liability
In several Spanish regions and most German Länder, third-party liability insurance is mandatory for dogs. Avoid fines and stay covered against accidents.
🦷
Beyond emergencies
The best plans also cover routine check-ups, vaccinations and dental treatment — lowering the total cost of caring for your dog.
🧠
Peace of mind to decide
With insurance, the decision to treat does not hinge on cost. Your dog gets the best possible care.
🇪🇸 Spain / España

Pet insurance in Spain

MAPFRE Mascotas⭐ Most popular
🏥 Health⚖️ Liability

Cobertura veterinaria, responsabilidad civil y asistencia 24h. Precio desde 12€/mes según raza y edad.

12
/ month from
View offer →
🇩🇪 Germany / Deutschland

Dog insurance in Germany

In Germany, third-party liability insurance (Hundehaftpflicht) is mandatory in most Länder. Some also require health cover for certain breeds.

Agila Tierversicherung⭐ Most popular
🏥 Health⚖️ Liability Full

Marktführer für Tierkranken- und Tierhaftpflichtversicherung in Deutschland. Ab 10€/Monat.

10
/ month from
View offer →
HanseMerkur Tierversicherung
🏥 Health⚖️ Liability

Umfassender Schutz für Hunde: Kranken- und Haftpflichtversicherung. Ab 12€/Monat.

12
/ month from
View offer →
PetProtect
🏥 Health🛡️ Basic Full

Tiergesundheitsschutz mit flexiblen Tarifen. Für Hunde aller Rassen. Ab 8€/Monat.

8
/ month from
View offer →
VISUAL COMPARISON

What does your plan cover? At a glance.

CoverBasicHealthFull
🏥 Vet fees · illness
🦴 Vet fees · accident
⚖️ Third-party liability
🦷 Dental treatment
🚑 24 h emergency
🌍 International cover
Incluido Parcial / según plan No incluido
Frequently asked questions

Everything to know before signing up

Is dog insurance mandatory in the UK or EU?+

It is not mandatory in the UK. In the EU, third-party liability insurance is mandatory in most German Länder and some Spanish autonomous regions, especially for listed breeds. Always check local rules.

How much does pet insurance cost on average?+

It depends on cover, breed and age. Basic liability tends to be €5–15/month. A full health plan can reach €40–80/month for large breeds or dogs older than 7.

At what age can I insure my dog?+

Most insurers accept dogs from 3 months up to 10–12 years for new policies. The earlier you sign up, the lower the premium and the fewer pre-existing conditions are excluded.

Does insurance cover pre-existing conditions?+

Usually not. Conditions diagnosed before the policy starts are commonly excluded. That is why early sign-up is recommended.

How does Purzi pick the recommended plan for my dog?+

In the Recommendations section of your dog's profile, Purzi uses breed, size, age and city to show the most relevant plans. You can access it after creating your dog's profile.

📬 Tips on insurance and dog health

No spam. Just practical tips on health, food and behaviour.

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📖 Guides on insurance and dog health

🎗️
Dog Lymphoma: Symptoms, Treatment and Prognosis
Lymphoma is one of the most common cancers in dogs. Learn the early warning sign
🫀
Dog Hepatitis: Symptoms, Causes and Treatment
Canine hepatitis can be acute or chronic, infectious or toxic. Learn to recognis
🫁
Dog Pneumonia: Symptoms, Causes and Treatment
Canine pneumonia is a respiratory emergency. Learn to recognise the signs early
🐾

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